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35 years is the limit on term of loan.
20% annual interest rate is max setting
The mathematical formula used is the same as the banks. If they tell you a higher amount on your monthly repayments, point out their error and if they insist that their calculations are correct, then go somewhere else for a loan because their ripping you off.
The TAB key is used to move through the fields. Once you type in the interest rate and press TAB, the Calculate button becomes active. To change to interest only use the mouse and click the appropriate radio button and then click on Calculate.
As simple as that. If you want to change the numbers, the cursor is already in the first field. Tab through and change what you want and then recalculate.
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